Frequently Asked Questions

  • Private lending involves non-bank individuals or companies providing loans secured by real estate. It’s typically faster and more flexible than traditional bank financing.

  • We work with real estate investors, developers, and business owners who need quick access to capital or may not qualify for traditional loans.

  • We focus on the property’s value rather than personal credit. Our approval process is faster, and we require less paperwork than banks.

  • We lend on both residential and commercial properties, including fix & flips, rental properties, mixed-use, and land

  • Loans can typically be funded in as little as 10–14 business days, depending on how quickly we receive required documentation.

  • We fund loans starting at $50,000 up to $10,000,000.

  • Rates and fees vary depending on the property, risk, and loan structure. Our goal is to offer the most attractive rate and terms possible. We’re happy to provide a quote with no obligation.

  • Yes, we offer both first and second position loans on a case-by-case basis.

  • Yes, we value broker relationships and offer competitive commissions for qualified referrals.

  • We offer opportunities to invest in trust deeds or pooled real estate loans, secured by property. Reach out to learn more about returns and risk profiles.

  • Private money loans focus mainly on the property’s equity instead of the borrower’s financial profile. That means even if you have credit challenges, difficulty verifying self-employment income, or other factors that might prevent you from qualifying for a traditional loan, you can still secure financing with us as long as the property has enough equity.

  • We offer purchase and refinances transactions. They must all be for business purposes. Contact us with your scenario!

  • Typically 1-3 years interest only with a balloon payment at maturity.