Property Backed Investments
We Fund Private Loans Backed By California Real Estate
What to Know About Trust Deed Investments
Boost the performance of your investment portfolio by adding high-yield, short- to mid-term notes backed by trust deeds.
Trust deed investments can be a strong and strategic component of a diversified portfolio. These investments are secured by California real estate, offering collateral to help mitigate risk in case of borrower default. Additionally, loan-to-value (LTV) ratios are carefully managed to further protect investors from market volatility.
Attractive Returns with Trust Deeds
Trust deed opportunities offer appealing terms and flexibility, making them suitable for a wide range of investors. Most deals feature shorter durations and provide reliable income through regular interest payments.
Key Highlights:
Terms typically range from 1 to 3 years
Fixed rate interest
Annual yields often between 8% and 10% (potentially higher with early payoff)
Loan amounts range from $50,000 to $5 million
What You Receive as an Investor
In addition to clear documentation and structured terms, you’ll receive a set of documents and protections to ensure your funds are well secured.
Included in Your Investment Package:
The original Promissory Note and any endorsements (or copies if servicing is handled by us)
A recorded Deed of Trust and Assignment of Deed of Trust—providing a lien against the property (or copies if we provide servicing)
A Title Insurance Policy that protects your position as the Beneficiary
A Liability Insurance Endorsement that helps guard the property against specific risks
Why Partner with California Private Lending?
Selecting the right loan servicing company is essential. At CPL, we work hard to make sure our investors feel informed, supported, and confident in their decision.
Our Servicing Advantages:
Fully automated loan servicing with minimal fees
Monthly payment collection from borrowers
ACH direct deposits for easy cash flow
Management of late payments and follow-ups
Assistance with early payoffs and special cases
Investor dashboard for easy access to portfolio details
Full handling of tax forms, including 1098s and 1099s
If you’re interested in getting started or have questions about trust deed investing, feel free to contact us. We’re here to help you put your money to work efficiently and securely.
